Open Enrollment FAQs

❓ Frequently Asked Questions

What happens if I do nothing?

Your current benefit elections will continue into 2027 unless they require annual enrollment, such as an FSA.

Do I have to re-enroll every year?

Most plans continue automatically. FSA elections must be made each year.

When do my changes become effective?

All approved Open Enrollment elections become effective January 1, 2027.

Can I make changes after Open Enrollment closes?

Generally, only if you experience a qualifying life event.

How do I add a dependent?

Submit your election through the enrollment portal and provide any requested supporting documentation.