CSULB expert weighs in on the rewards credit card market

Published August 25, 2026
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Health and Human Services Building
College of Health and Human Services Building

Zoe Engstrom, a lecturer in the Family and Consumer Sciences Department at Cal State Long Beach, spoke with the online personal finance company publication WalletHub addressing card application frequency, economic signals in credit terms, lucrative introductory bonuses and whether cash-paying consumers effectively subsidize cardholder rewards.

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Zoe Engstrom
Zoe Engstrom