Professor outlines best credit cards for young adults

Published December 1, 2025
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College of Health and Human Services Builiding

Laura Gonzalez, a professor in the Department of Finance at Cal State Long Beach, offered guidance to the online personal finance outlet WalletHub on choosing the best credit cards for young adults. She advised that before applying for a credit card, young people should first use a debit card to build the habit of living within their financial means.